admin on January 30th, 2009

A young couple decided to buy their first home.  They pick out a really cute house.  I write up the contract and the contract is accepted.  The lender starts working on the loan.
A few weeks later the lender calls me and says it would be best for this couple if they could roll in $7000 [...]

Continue reading about Rolling in the fees.

admin on January 21st, 2009

Several years ago, I assisted an attorney and his girlfriend in finding a home.  She fell in love with a very expensive 5,000+ sq feet home that overlooked Lake Grapevine (in Texas).  This house was also in a wonderful location.  The house was located on a cul-de-sac and only two private streets made up the whole [...]

Continue reading about Protecting Your Client and Yourself

admin on January 19th, 2009

To buy a house you will need to start meeting with a lender.  Here are the items that you will need during the process.  You will most likely need these items for both the borrower and the co-borrower.
General:

Picture ID
Social Security Numbers
Application Fee (payment)
Credit Report Fee (payment - reports will be pulled from all three credit [...]

Continue reading about Loan Application Checklist

admin on January 16th, 2009

Purchasing a home is a very important decision. The experience should be fun and enjoyable as there are many beautiful homes on the market. Here are some tips to help you find the right home and not get caught up in the moment. You don’t want to move into a home only to find out [...]

Continue reading about How To Find the Right Home.

admin on January 14th, 2009

We had this cute older couple move to town.  They bought a one-story home.  They decided the house had everything they wanted except wood floors.  So they bought the house and waited to move in until their new flooring could be installed.  Two weeks later the big days arrived.
The couple go over to the house [...]

Continue reading about Rear End Gaseous!

admin on January 12th, 2009

For Sale By Owners (FSBO’s) are a great group to prospect.  They want to sell.   The trick is convincing them they need a Real Estate Agent to do it.
The only advantage a For Sale By Owner has is saving the commission.  But statistics show they really don’t save the commission.  They are often on the market [...]

Continue reading about Making FSBO’s Clients

admin on January 7th, 2009

Honesty is always the best policy.  This is especially true when selling a home.  
Every home has undergone some type of repair.  Some homes are even sold that are in need of repair.  The best thing a homeowner can do is disclose all information about the condition of the home.  Most buyers will discover whatever it [...]

Continue reading about Honesty is always the Best Policy

admin on January 5th, 2009

I love this time of year. You get to look at the past and decide how to make the future better. A new year is always a great time to evaluate your life.
I have actually taught a couple classes on goal setting and have been to a few goal setting classes myself. And from those [...]

Continue reading about Getting Your Goals in Gear